“I have been involved in personal injury and insurance litigation for more than 40 years. I can take pride that I have made a difference in people¹s lives when they needed counsel most.”
- Robert Liss
Q. What does No-Fault mean?
A. No-Fault refers to the type of automobile insurance law we as Michiganders are bound to follow in this state. Michigan, as a No-Fault state, puts the responsibility on the insurance company to pay for an injured personšs economic losses in an automobile collision, regardless of who is at fault for causing the collision. So while some people may believe that if they are at fault for causing a collision they cannot receive lost wages if they miss time from work because of their injuries. This is simply not the case. At Liss & Shapero we explain the law in its simplest terms to our clients, so they can understand their rights and feel assured that they are getting the best representation available.
Our goal is to help you understand your rights and your situation.
Q.Is it possible for a Michigan resident to recover No-Fault ie. Medical, wage and household benefits if injured in a motor vehicle accident outside the state of Michigan??
A.Yes. If you are covered under a motor vehicle insurance policy at the time of the accident.
Q. If I am injured in a motor vehicle accident in the course of my employment and getting Workman’s Compensation benefits, may I still recover No-Fault benefits?
A. Yes. You may be entitled to wage loss in excess of what Workman’s Compensation pays for wage loss and household help reimbursement.
Q. If I am receiving Social Security Disability may I receive No-Fault medical, wage and household help benefits if I am injured in a motor vehicle accident?
A. Yes, however, Social Security Disability benefits would be deducted from the amount to be received from your No-Fault carrier.
Q. If I am driving a motor vehicle owned by me or provided for my continuous use which I have failed to insure, may I still collect No-Fault benefits and pain and suffering damages against the party who causes an accident while I am driving the uninsured vehicle?
A. No.
Q. If I have a pending claim for pain and suffering damages resulting from a motor vehicle accident injury, would my recovery of damages be affected if I filed for bankruptcy?
A. Yes.
Q. If the party causing my injuries from a motor vehicle accident is uninsured and/or underinsured and uncollectible, is there a way for me to recover pain and suffering damages?
A.
Yes, if uninsured and/or underinsured coverage is available to you in your automobile policy, a resident relative’s automobile policy or, in certain situations the policy of an automobile in which you were a passenger at the time of the motor vehicle accident.
Q. What issues will I have to deal with if I am involved in a divorce suit?
A. Michigan has a No-Fault divorce law. The parties will have to deal with the issues involving property division, child support, child custody and alimony.
Q. Upon my death how will my property be divided if I do not have a will?
A. The probate law will designate to whom your property will pass.
Q. Why do I need a will?
A. In order to designate who will represent you in probate court and to whom your property will pass.
Q. How can my family avoid probate expenses upon my death?
A. By executing a living trust during your lifetime.
“At Liss & Shapero, we are your rights advocates. It is our mission to provide clients with legal guidance and meaningful results.”
- Robert Liss